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0:43
Buying a Home? Understand Your Mortgage Loan Before You Apply
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I took a loan of 3 lakhs to i have a loan of 30 lakhs we have come so far. . . . [fyp, reel] #fyp #reel
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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If you’re going through a divorce, the mortgage needs its own plan too. One of the biggest misconceptions I see is that a divorce decree automatically takes someone off the mortgage. It doesn’t. If both names are on the loan, both borrowers can still be responsible for the debt, even if one person moves out or signs over their ownership interest. Before making any decisions about the house, it’s important to understand whether refinancing, assuming the loan, or another option makes sense based o
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Fast-rising interest rates are taking their toll on mortgage demand, as both potential homebuyers and current homeowners head to the sidelines. Total #mortgage application volume dropped 4.1% last week compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. Read more at the #linkinbio or the link on screen.
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cnbc
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🚨 You might be closer to buying a home than you think. FHA loans can allow 3.5% down with flexible qualifying guidelines—so 20% down isn’t the requirement many first-time buyers think it is. 💬 Comment “FHA” and follow me for more mortgage tips that could help you get into your first home. Helping in 49 states
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Everyone's complaining about 7% interest rates. While we're over here picking up properties with a 3% rate all the time. We didn't go to a bank or need credit. All we did was find a vacant house and took over the seller's existing loan, rate and all. You just have to know where to look and how to talk with sellers. I can help you with that. Click link in bio and rsvp to a free training with me. 🤝🏽 I'm breaking down how to find these properties and make money off them step by step.
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