According to personal loan Bankrate Monitor data, as of October 21, 2026, the average personal loan rate is 12.55% for customers with a 700 FICO score, $5,000 loan amount and three-year repayment term ...

The U.S. Department of Education is offering eligible borrowers a temporary 1-percentage-point reduction in their interest rate.

Continue reading Home equity lines of credit (HELOCs) and home equity loans let homeowners borrow against their home’s value, ...

HELOCs and home equity loans offer homeowners an affordable way to borrow money now. Here are the rates for each.

Interest rates on personal loans rose 50 basis points to 11.86% in May, up from 11.36% in the first quarter of 2026, per Federal Reserve data. The interest rate you get on a personal loan depends on ...

Chris Jennings is formally a writer and editor with more than seven years of experience in the personal finance and mortgage space. He enjoys simplifying complex mortgage topics for first-time ...

VA loans — mortgages backed by the U.S. Department of Veterans Affairs — are designed to help veterans and active service ...

A lower interest rate can save you hundreds (or even thousands) over the life of your loan. Here's how to score the best rate you can.

The U.S. Department of Education extended the enrollment deadline for a 1 percentage point interest rate reduction on federal student loans, giving borrowers until Dec. 31 to sign up for automatic ...

As high interest rates persist, an increasing number of businesses and households are failing to repay debts on time, pushing ...