Paying off debt earns a guaranteed return, and investing doesn’t. Once you have the 401(k) match, let the interest rate decide. Find out where your debts fall.

A nonprofit debt management plan can cut your card rates, often to single digits, without a new loan. Learn how it works and how to pick a trustworthy agency.

A no-fee credit card you never use costs nothing to keep open and still helps your credit score. Find out which of your cards ...

EIN-only corporate cards approve your company on its cash and revenue, with no personal guarantee or personal credit check.

Your issuer can reverse a chargeback credit when the merchant’s evidence wins. Learn how a card dispute works and which ...

Ticket kiosks and gas pumps abroad may want a card PIN, and one blocked card can leave you stuck. Find out how to set up a ...

Six common triggers get credit card applications denied, and you can check every one before you apply. Learn what to check ...

Chase’s unofficial 5/24 rule can block an Ink business card if you’ve opened five personal cards in two years. Find out which ...

Bankruptcy requires credit counseling within 180 days before you file and a debtor education course after. Learn how to find, ...

A store card’s checkout discount is all yours if you pay in full, and still beats a typical card if you carry it. See how a ...

Borrowing to cope works like other compulsive habits, so willpower rarely stops it. Learn the warning signs and find out ...

Growing debt comes from too little income or too much spending, and each needs its own fix. Learn the one-month test that ...